Question by teepetlhw: Can you help me understand these Japanese insurance terms?
I will be studying in Japan this summer, but not long enough to warrant a student visa or international student eligibility for Japan’s National Health Insurance, so I’m required to get my own health insurance that covers 15 million yen in “Injury Death” and 5 million yen in “Injury Treatment”, “Sickness Death”, “Sickness Treatment”, and “Rescuers Expense”.
These terms don’t match up to any policy I can find.
I can find things like Lifetime Maximum Benefits, Pregnancy Coverage, Policy Year Maximum Benefits, Basic Medical, Supplemental Major Medical, Fees for Diagnosis/Treatment, Hospital Charges, Laboratory/Diagnostic/X-ray, Outpatient Prescription Drugs, Durable Medical Equipment, Hospital Room & Board, Intensive Care, Mental Disorders, Drug/Alcohol Abuse, Motor Vehicle Accident, Ground Ambulance, Injuries to Sound Teeth, Accidental Death & Dismemberment, Medical Evacuation and Repatriation of Remains.
It seems like “Accidential Death and Dismemberment” oughta be what covers both “Injury Death” and “Sickness Death”, but I can’t find anything anywhere close to 15 mill yen (about $ 150,000 usd), so I’m thinking maybe they lump in some other stuff like repatriation and hospital fees, but I’d like to see some actual definitions.
“thecheapest”‘s answer gave a common sense explanation for what the terms might be, which doesn’t really help. I have common sense. I’d like a translation of these Japanese benefit terms to American benefit terms like the ones I listed in the paragraph that starts with “I can find things like…”

$ 150,000 benefits for accidental death and dismemberment is unheard of, so “injury” death must include something else, or else dying in Japan is exceptionally expensive.

Best answer:

Answer by thecheapest902
“Injury Death”; money to pay to your family when you get injured and died as a result.

“Injury Treatment”: money to pay to you as its cost when you get injured and get treatment

“Sickness Death”:money to pay to your family when you get sick and died as a result.

“Sickness Treatment”: money to pay to you as its cost when you get sick and get treatment

“Rescuers Expense”: money to pay to your family if they need to come to you as emergency

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Question by Danyel: What type of education would I need to become an RN at a substance abuse detox facility?
I am currently going to school for pre-health with a nursing concentration, until I have the requirements to apply for nursing. I would like to be able to work as an RN in a substance abuse facility. I was wondering if anyone could give me any advise as to how to go about doing this? I do not know if I will need to specialize in a certain area in order to do so or not? If anyone could help me out in regards to what to do education wise I would really appreciate it! Thanks!

Best answer:

Answer by MeMeMe
Hi,

First off, good for you for wanting to work in addiction treatment! I’m an addictions counselor and have been working in mental health (mostly suicide prevention) for 7 years and we certainly need more qualified RNs in the field. So I think you will have an easy time finding work once you’re finished with school.

As for your question… To become an RN, you need to go to nursing school. Although I’m sure you already know this. As for specializing in addiction treatment, I don’t believe there are any additional requirements, but it would be good if you have experience working with addicts or at least a greater knowledge of treating clients with addiction. So I would suggest trying to get an internship of some sort with a treatment center in your area. They may not let you do much while you’re in school, but you will be able to put it on your resume. You can learn a lot from observing how things work in treatment. The other suggestion I have would be to take some extra classes that focus on substance abuse. Drug addicts and alcoholics face a variety of special issues separate from the “normal” population you would be working with in a hospital. Most community colleges and some universities now offer programs where you can learn more about these issues. I don’t know where you live, but you may want to start looking for college programs titled “Addictions Counseling” or “Addictions Studies.” Classes you may want to take would be any type of pharmacology, a bloodborne pathogens/infectious disease class, and even alternative treatments to addiction classes. It could also help to take a few classes for addictions counselors like group therapy, individual therapy, or something similar. These will definitely help you in the future in terms of communicating with your clients.

The most important thing I would think an RN working in addiction should have to be educated about is prescription drugs of abuse. Normally when I do an intake on a client coming into treatment, they have been medically prescribed multiple addictive drugs that only contribute to and exacerbate their disease (addiction). Usually these include opiate painkillers, benzodiazepines, and other sedatives and tranquilizers. I had a client once who was on NINE different benzos which she had been on for years, all prescribed by doctors for things like insomnia, anxiety, and even hypothyroidism. This is so egregious and disgusting to me! They were killing her. She obviously had to be medically detoxed for risk of seizures and death from her meds. And needless to say, after being evaluated by our MD, she didn’t NEED any of the pills.

Anyway, I’m rambling. Just excited to see someone wanting to help in the field of addiction treatment. It is rare these days, it seems. But what a satisfying and rewarding job. Good luck to you!!!

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